Credit Risk Analyst

Description:

IMB Bank has a new opportunity for a graduate/entry level candidate to join the Credit Risk team in a data and analytics focused role, reporting to the Senior Manager Credit Risk.

This role is integral in supporting the Credit Risk function and broader Risk teams in the maintenance and operation of IMB’s risk management frameworks including risk controls, risk monitoring and reporting and in strengthening risk practices and culture across IMB.

Some of the core responsibilities and tasks of the role include:

• Providing analytical support and insights for IMBs various Lending portfolios (Home Loans, Personal Loans and Commercial Loans)
• Helping to prepare credit risk reporting and monitoring for various forums and committees
• Assisting in the monitoring and maintenance of credit data
• Ensuring the quality and integrity of that data and enhancing the credit data framework
• Helping in the monitoring of model performance and decision systems
• Working with the Risk team and other colleagues to improve risk practices for better business outcomes.

This is the perfect role to apply your degree in a Risk/Retail Bank environment with practical coaching, guidance and on the job experience provided to help accelerate your knowledge and skills in analytics, data and reporting. You’ll gain further exposure to broader banking operations and to IMB projects that will further enhance your career progression and development.

Applicants will need to be able to demonstrate:

• A tertiary qualification in a related field such as Finance, Commerce, Data etc
• A natural attention to detail with an analytical mind and strong digital & computer literacy
• A proactive approach to learning and development
• Effective organization and planning skills to manage multiple tasks within timeframes
• Confidence to engage and collaborate with all audiences, both written and verbally
• The ability to follow instructions and complete assigned tasks with a reasonable level of autonomy
• Intuitiveness and initiative to help identify, solve problems and escalate issues as needed
• Experience with spreadsheets, database data extraction/manipulation would be advantageous/preferred
• Any business experience in analytics and reporting will be advantageous.